Brand-new construction
Newly built homes with the builder's warranty program, modern layouts and current building standards.
New construction · Polk County, Florida
Your first home could start here.
Annabelle Estates offers new construction from the low $300s, seven floor plans, move-in-ready homes, and community amenities in Polk County. I’ll guide you step by step—from understanding the numbers and your financing options to choosing your home, navigating the builder process, and reaching closing with confidence.
This is not the official website of Richmond American Homes.
- Builder
- Richmond American Homes
- Location
- Lake Wales, FL
- County
- Polk County
- Starting from
- $304,950
Community information last verified September 7, 2026
Why buyers look at Annabelle Estates
The community offers seven single- and two-story floor plans, including a selection from Richmond American Homes' Seasons™ Collection, with onsite amenities and easy access to Central Florida.
Personalization may be available
Select homes may still be eligible for builder personalization depending on the home's construction stage. Available finishes, fixtures, options and upgrades vary by home and must be confirmed with the builder.
Onsite amenities
The community includes a pool, parks, playgrounds and sports courts. The HOA reference amount is approximately $450 per year (about $37.50 per month).
Central Florida location
Located in Polk County between the Orlando and Tampa areas, close to lakes, parks, shopping and healthcare.
Guidance in two languages
Every step explained in English or Spanish, so you understand the contract, timelines and costs before you commit.
Transparent cost picture
HOA, CDD and property taxes are explained openly, so your monthly estimate reflects the real cost of ownership.
Richmond American Homes
Floor plans
Seven plans are offered in this community by Richmond American Homes. Starting prices and specifications are approximate.
Azure
RanchStarting from $304,950
- Approx. sq. ft.
- 1710
- Bedrooms
- 3
- Bathrooms
- 2
- Garage
- 2–3
Last verified September 7, 2026
Ruby
RanchStarting from $315,950
- Approx. sq. ft.
- 1910
- Bedrooms
- 4
- Bathrooms
- 2
- Garage
- 2
Last verified September 7, 2026
Tarragon
RanchStarting from $323,950
- Approx. sq. ft.
- 2050
- Bedrooms
- 4
- Bathrooms
- 3
- Garage
- 2
Last verified September 7, 2026
Tourmaline
Two-storyStarting from $334,950
- Approx. sq. ft.
- 2670
- Bedrooms
- 3–5
- Bathrooms
- 2.5–3
- Garage
- 2–3
Last verified September 7, 2026
Slate
RanchStarting from $343,950
- Approx. sq. ft.
- 2070
- Bedrooms
- 4
- Bathrooms
- 3
- Garage
- 2–3
Last verified September 7, 2026
Moonstone
Two-storyStarting from $344,950
- Approx. sq. ft.
- 2800
- Bedrooms
- 4–6
- Bathrooms
- 2.5–3
- Garage
- 2–3
Last verified September 7, 2026
Ammolite
Two-storyStarting from $354,950
- Approx. sq. ft.
- 3030
- Bedrooms
- 4–6
- Bathrooms
- 2.5–3.5
- Garage
- 2–3
Last verified September 7, 2026
Floor plan drawing not published by the builder
Square footage and dimensions are approximate. Floor plan drawings and renderings are provided by Richmond American Homes and may show optional features, configurations or elevations that are not available on every home. Prices, specifications, options and availability are set by the builder and may change without notice.
Move-in ready homes
Quick Move-In inventory changes frequently. Each home below shows the date it was last verified against the builder's official community page.
Current builder incentives may be available. Contact us to confirm current offers, eligibility and applicable terms.
Azure · Lot 281
5351 Mickey Avenue
$304,999
1710 sq. ft. · 3 bd · 2 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Ruby · Lot 290
5315 Kinsley Drive
$314,999
1910 sq. ft. · 4 bd · 2 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Ruby · Lot 298
5147 Kinsley Drive
$323,635
1910 sq. ft. · 4 bd · 2 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Slate · Lot 282
5347 Mickey Avenue
$324,999
2070 sq. ft. · 4 bd · 3 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Slate · Lot 302
5163 Kinsley Drive
$339,999
2077 sq. ft. · 4 bd · 3 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Tourmaline · Lot 286
5331 Mickey Avenue
$344,999
2670 sq. ft. · 4 bd · 3 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Ammolite · Lot 322
5110 Kinsley Drive
$379,999
3030 sq. ft. · 5 bd · 3.5 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Ammolite · Lot 320
5118 Kinsley Drive
$389,999
3030 sq. ft. · 5 bd · 3.5 ba · 2 car garage
Ready for move-in now at time of verification
Last verified September 7, 2026
Photos and images are official Richmond American Homes materials and may show optional features. Prices and availability are set by the builder and may change or sell without notice. Homes shown are subject to prior sale.
Community amenities
Amenities identified in the builder's official community information.
Community pool
Parks
Playgrounds
Sports courts
Amenity availability and completion timing are determined by the builder and the community developer.
Inside the homes
Official interior images of the Slate model home from Richmond American Homes. These are model-home photographs, not community amenity photographs.
Model home images may show optional features, upgrades and decorator items that are not included in every home.
Location & lifestyle
Annabelle Estates uses a Lake Wales postal address in Polk County, Central Florida. Nearby places are grouped by everyday use.
Everyday conveniences & shopping
- Eagle Ridge Mall
- Lowe's Home Improvement
- Publix Super Market
- Walmart Supercenter
Entertainment & recreation
- Ashton Golf Club
- Bok Tower Gardens
- Captain Fred's Airboat Nature Tours
- Cinépolis Luxury Cinemas IMAX
Parks & trails
- Lake Eva Community Park, Aquatics & Events Center
- Lake Hamilton Boat Ramp at Sample Park
- Lake Marion Trailhead
- South Lake Howard Nature Park
Healthcare
- AdventHealth Heart of Florida
- AdventHealth Lake Wales
- Winter Haven Hospital
Drive times are not published here because they have not been independently verified. Distances vary by traffic, route and time of day.
New Construction in the Lake Wales–Winter Haven Area
Annabelle Estates is located in Polk County and can be an option for buyers comparing new-construction communities around Lake Wales, Winter Haven, Haines City and Dundee. Buyers exploring this part of Central Florida often compare communities based on home price, move-in-ready inventory, floor plans, HOA and CDD costs, commute routes and overall monthly ownership cost.
Annabelle Estates offers multiple floor plans and Quick Move-In opportunities within this broader Polk County new-construction market. Availability, prices and builder programs can change, so each property should be compared using current information.
Lake Wales
Annabelle Estates uses a Lake Wales postal/marketing location and is part of the eastern Polk County new-construction market.
Winter Haven
Buyers searching around Winter Haven may also consider nearby communities in the Lake Wales corridor when comparing new construction, monthly costs and available inventory.
Haines City
Buyers considering Haines City frequently compare other Polk County new-construction options based on price, Quick Move-In availability and access to US-27 and regional employment corridors.
Dundee
Dundee is another nearby east Polk County market buyers may compare when looking for newer homes, value and access to the US-27 corridor.
Educational options in the area
The following schools and colleges are located in the surrounding area. School assignment is determined by the school district and should be verified directly for a specific address.
Elementary
- Spook Hill Elementary School
- South Pointe Elementary School
- Chain of Lakes Elementary School
Middle / intermediate
- McLaughlin Academy of Excellence
- Bok Academy North
- Bok Academy South
High school
- Winter Haven Senior High School
- Lake Wales High School
Higher education
- Polk State College
- Florida Southern College
These are not presented as assigned schools and no statement is made about school quality or performance. Verify current zoning with Polk County Public Schools.
HOA, CDD and property taxes
New construction in Central Florida often carries costs beyond the mortgage. Here is what to plan for at Annabelle Estates.
HOA
Approx. $450 / year
Approx. $37.50 / month
Reference amount for this community.
HOA fees are subject to change and should be verified for the specific property before purchase.
CDD
Approx. $2,660–$2,775 / year
Approx. $222–$231 / month · varies by lot and assessment
Peace Creek Village Community Development District. Reference range based on verified parcel tax records.
The CDD appears as a Non-Ad Valorem Assessment on the property tax bill. The amount varies by lot and applicable assessment, so no single figure applies to every home.
Property tax
2025 reference millage: 18.6979
Approx. 1.87% of taxable value for educational estimation
Tax municipality: Winter Haven. Tax district 90410 — Winter Haven / SWFWMD.
Although the community uses a Lake Wales postal address, verified Polk County records place these parcels in the Winter Haven tax jurisdiction. This is not a guaranteed tax rate: actual taxes depend on assessed value, taxable value, exemptions, applicable assessments, future millage and ownership circumstances. The CDD is a separate Non-Ad Valorem Assessment.
How buying new construction works
An educational overview of the typical path from first conversation to closing.
- 01
Initial consultation
We review your goals, timeline and budget, and how new construction differs from resale.
- 02
Financial preparation
You work with a lender of your choice to understand pre-approval and program options.
- 03
Community and home selection
We compare plans, move-in ready homes, lots and personalization options.
- 04
Builder contract process
We walk through the builder's agreement together so you understand it before signing. Legal review is provided by an attorney if you choose one.
- 05
Financing and due diligence
Loan processing, appraisal and your independent research on the property and district assessments.
- 06
Construction progress
When the home is still being built, we follow the builder's milestone updates.
- 07
Inspection and final walkthrough
You may hire an independent licensed inspector; the builder conducts a final orientation walkthrough.
- 08
Closing
Final figures, signing and keys.
This overview is educational. Legal, lending, inspection, insurance and tax services are provided by licensed third parties, not by the real estate agent.
Estimate your monthly cost
Adjust the numbers to see how the pieces of a Central Florida payment fit together.
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Assumptions used in this example
Verified reference values: HOA approx. $450/year, CDD approx. $2,660–$2,775/year, 2025 millage 18.6979 (approx. 1.87%).
Sample inputs you control: purchase price, down payment, interest rate, loan term, homeowners insurance and mortgage insurance. Interest rate and insurance are illustrative sample values, not quotes.
Estimated monthly
- Principal & interest
- $1,831
- Ad valorem property tax
- $475
- HOA
- $38
- CDD
- $225
- Homeowners insurance
- $200
- Mortgage insurance
- $0
Insurance and mortgage insurance are shown separately because they depend on your lender, insurer and loan program.
Estimated monthly before mortgage insurance$2,769/mo.
Mortgage insurance may apply depending on your loan program and down payment. Enter the estimate provided by your lender for a more complete monthly estimate.
This calculator provides estimates for educational purposes only and is not a loan estimate, lending commitment, tax advice, insurance quote or guarantee of actual housing costs. The CDD is counted once, as a separate assessment, and is not included in the property tax line.
Frequently asked questions
About Thamar Rodríguez
Realtor® · AXEN Realty LLC · FL License 3607665
Thamar Rodríguez is a Florida Realtor® focused on new construction, home purchases and real estate investment in Central and South Florida.
With a professional background in Social Work and academic preparation in Digital Marketing, Forensic Science and Criminology, she combines education, strategy and support so buyers, families and investors can make informed decisions.
Her priority is simple: every client understands the process, knows their options, and feels represented and supported — in English or Spanish.
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